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Payment Institutions

KYB & AML Compliance Built for Payment Institutions

Payment institutions, EMIs, and PSPs operate under some of the most demanding AML and sanctions obligations in financial services — at the highest transaction volumes. First Mile Labs orchestrates KYB onboarding, UBO verification, perpetual screening, and risk-based decisioning into a single workflow that scales with your portfolio and stands up to a regulator file review.

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Why First Mile Labs

Why First Mile Labs for payment institutions

Sanctions & PEP screening at volume

Continuous sanctions, PEP, and adverse media screening across every individual and entity, every day. 200+ lists via OpenSanctions including OFAC, UN, EU, and HM Treasury — with configurable match thresholds tuned to your false-positive tolerance.

Built for FCA, EBA, and EMD obligations

Risk-based customer due diligence, source-of-funds capture, ongoing monitoring, and full SAR-ready audit trails. The control framework regulators expect from payment institutions and EMIs — wired into the workflow rather than bolted on after the fact.

Volume handling with full audit trails

Process thousands of merchant and corporate onboardings per month with auto-approval for clean cases and analyst escalation only where it adds value. Every decision, override, and screening hit captured immutably for the regulator and the auditor.

Strengthen your AML control framework

Book a 30-minute call to see how First Mile Labs supports payment-institution compliance teams.

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